SalaryHome

2026 tax year · rules checked

From paycheck to front door.

28 calculators that follow one chain of decisions: what you really take home, what home you can afford, and what it will cost each month. Federal, state and local rules for all 50 states and DC, each one sourced from the IRS or the state's own tax agency. Your numbers never leave your browser.

Calculate my paycheck How much house can I afford?
  • No sign-up, nothing stored
  • Every rule cited
  • Math shown line by line

The money chain

Example · $75,000 in California

$2,207.54take-home every two weeks

  • Take-home $2,207.54 77%
  • Federal tax $295.00 10%
  • Social Security and Medicare $220.68 8%
  • California tax and SDI $161.40 6%

17 calculators

Pay and tax

Take-home pay, withholding, overtime, tips, bonuses and the W-4.

All pay and tax tools

6 calculators

Home buying

What you can afford, the full monthly payment, PMI and refinancing.

All home buying tools

Where a 30-year mortgage payment goes

A $320,000 loan ($400,000 home, $80,000 down) at 7.4%: in year one, $23,579 of the $26,587 paid is interest. Principal overtakes interest with payment 249, in year 21. Total interest over the loan: $477,617.

Year 1Year 10Year 20Year 30
  • Interest
  • Principal
See the full schedule for your loan →

5 calculators

Everyday money

Budget, debt payoff, savings growth, car loans and retirement.

All everyday money tools

State by state

A paycheck calculator for every state

Each state's own withholding method, payroll levies, local taxes and reciprocity rules.

Take-home pay by state
Take-home pay on $75,000 by state: darker tiles keep more Alabama: $58,466 AL Alaska: $61,321 AK Arizona: $60,092 AZ Arkansas: $59,275 AR California: $57,396 CA Colorado: $58,204 CO Connecticut: $57,743 CT Delaware: $57,573 DE District of Columbia: $56,817 DC Florida: $61,592 FL Georgia: $58,598 GA Hawaii: $56,957 HI Idaho: $58,472 ID Illinois: $57,880 IL Indiana: $59,380 IN Iowa: $59,236 IA Kansas: $57,695 KS Kentucky: $59,085 KY Louisiana: $59,673 LA Maine: $57,291 ME Maryland: $58,343 MD Massachusetts: $57,597 MA Michigan: $58,405 MI Minnesota: $56,965 MN Mississippi: $59,096 MS Missouri: $58,992 MO Montana: $58,706 MT Nebraska: $58,687 NE Nevada: $61,592 NV New Hampshire: $61,592 NH New Jersey: $58,145 NJ New Mexico: $58,845 NM New York: $57,752 NY North Carolina: $59,044 NC North Dakota: $61,254 ND Ohio: $59,712 OH Oklahoma: $58,706 OK Oregon: $55,731 OR Pennsylvania: $59,237 PA Rhode Island: $57,955 RI South Carolina: $57,749 SC South Dakota: $61,592 SD Tennessee: $61,592 TN Texas: $61,592 TX Utah: $58,264 UT Vermont: $58,468 VT Virginia: $58,040 VA Washington: $60,552 WA West Virginia: $58,758 WV Wisconsin: $57,925 WI Wyoming: $61,592 WY
Take-home pay over a year on a $75,000 salary, single, in each state and DC. Each tile links to that state's paycheck calculator; pick any state for its paycheck calculator.
  • $55,731 to $57,749
  • $57,752 to $58,405
  • $58,466 to $58,992
  • $59,044 to $60,092
  • $60,552 to $61,592

Guides

Understand the numbers

All guides

Built to be trusted with your numbers

SalaryHome is engineered like a financial product: every rule has a source, and every figure is tested.

Private by design

Every calculation runs in your browser. No accounts and no tracking cookies; shared links keep your figures after the "#", which is never sent to a server.

Sourced and dated

Tax rules are stored as data, each value with its source and the date it was checked. See every source.

Tested to the cent

1,359 automated tests, checked against IRS and state examples and an independent payroll calculator. How we test.